Warning: A New Solar Financing Model
Could Cost You Thousands
Before you choose a solar company, make sure you know the risks hidden inside some of today’s financing offers.
A Solar Financing Model Popping Up in Fresno — Know What to Watch For
Some solar companies around Fresno are offering a financing model that
looks like a loan — but acts like a lease.
It’s often sold as "the best of both worlds," but here’s what’s really happening:
✅You finance the system — but the company sells the first 5 years to an investor.
✅You don’t fully own your system during that time.
✅You lose the 30% federal tax credit you would normally claim.
✅If you sell your home before the system fully transfers, it could delay the sale — or even turn buyers away.
At Rebel Energy Systems, we think every homeowner deserves to know about this — even if you don’t go solar with us.
What to Watch Out For
Some solar companies around Fresno are offering a financing model that
looks like a loan — but acts like a lease.
It’s often sold as "the best of both worlds," but here’s what’s really happening:
✅You finance the system — but the company sells the first 5 years to an investor.
✅You don’t fully own your system during that time.
✅You lose the 30% federal tax credit you would normally claim.
✅If you sell your home before the system fully transfers, it could delay the sale — or even turn buyers away.
At Rebel Energy Systems, we think every homeowner deserves to know about this — even if you don’t go solar with us.
Here are a few red flags that something isn’t a true solar ownership deal:
🚩"No payments for 6–18 months"
Sounds good — but often hides balloon payments or bad terms.
🚩"We’ll handle the tax credit for you"
If you're not claiming your own tax credit, that’s a major warning sign.
🚩Ownership language that feels vague
If it’s not 100% clear that you own the system from day one, be careful — it could be a hidden lease.
What to Watch Out For
Here are a few red flags that something isn’t a true solar ownership deal:
🚩"No payments for 6–18 months"
Sounds good — but often hides balloon payments or bad terms.
🚩"We’ll handle the tax credit for you"
If you're not claiming your own tax credit, that’s a major warning sign.
🚩Ownership language that feels vague
If it’s not 100% clear that you own the system from day one, be careful — it could be a hidden lease.
🛡️ Simple Questions You Should Always Ask
✔️ Who claims the federal tax credit — me or someone else?
✔️ Do I fully own the system right away?
✔️ What happens if I sell my home?
✔️ Are there any liens or filings tied to the system?
✔️ Who claims the federal tax credit — me or someone else?
✔️ Do I fully own the system right away?
✔️ What happens if I sell my home?
✔️ Are there any liens or filings tied to the system?
✅ How We Do Things Differently at Rebel Energy Systems
When you work with us:
You know exactly what you’re getting — full ownership or a true lease, with no hidden traps.If you choose ownership, you claim your tax credits directly.We keep it simple, clear, and homeowner-first.
Even if you don't go solar with us, we want you to be protected.
When you work with us:
You know exactly what you’re getting — full ownership or a true lease, with no hidden traps.If you choose ownership, you claim your tax credits directly.We keep it simple, clear, and homeowner-first.
Even if you don't go solar with us, we want you to be protected.
📞 Want a Quick Second Opinion?
Already have a solar quote or financing offer?
If you'd like a second set of eyes on it — no pressure, no sales pitch — we're happy to help.
📱Call or Text Alton at (559) 795-4108
(Really — no pressure. We just hate seeing homeowners get burned.)
Already have a solar quote or financing offer?
If you'd like a second set of eyes on it — no pressure, no sales pitch — we're happy to help.
All solar companies will need this info to provide an accurate design and proposal.
Common Questions
What happens after I book?
We’ll confirm by text/email and send over a few tips to help you prep.
You don’t need to do anything else.
Is solar still worth it?
Absolutely! With some caveats.
1. You average electric bill is over $200 a month and the home is not receiving a discount from the utility.
2. You want to save money.
Can I make my electric bill $0?
Since the state-wide changes in April 2023, it is near impossible to make an electric bill $0. You can expect to pay a small amount to the utility every month. We take this amount into account when designing and will be able to give you an estimate for an amount the utility will charge.
Do I need a battery?
Getting a battery is going to allow you to keep more of the energy you produce, meaning you give less to the grid while requiring less from the grid.
When we meet with you, our consultant can share different options.
Are you going to force me into a lease?
Not at all!
Lately, leases are becoming the more financially beneficial option for homeowners but we do not push any option. After we assess your needs, we share all relevant options with you and are available to help you determine what aligns best with your goals.
How long does it take to install?
Generally about 8-12 weeks depending on the jurisdiction.
Proudly serving the Central Valley.
Locally owned. Community focused.
559-540-8154